heath care costs
The news papers have been reporting a lot about the rising cost of health care and health care insurance. The public has developed the attitude that health care is a right and that it is 'not fair' that some people do not have heath care insurance. This attitude, combined with the rising costs, is about to create a crisis that is going to force governmental action to either control costs and /or provide a low cost (i.e. tax subsidised) heath care insurance.
We may see some sort of change to the general way we handle heath care insurance. One attractive alternative is to follow the example of automobile insurance where routine care like oil changes is not covered by insurance, but out of the ordinary repairs are. In health care this would mean that routine exams would not be covered, but surgery would be. For this to work there needs to be a change in the public's understanding of what insurance coverage for health care means, as well as the availability of low cost routine health care - I am not sure this will happen.
This is an area with a high degree of emotion and self interest and even 'class warfare' issues. The public debate will cause a shift in how we deal with health care; probably within the next 4 years.
We may see some sort of change to the general way we handle heath care insurance. One attractive alternative is to follow the example of automobile insurance where routine care like oil changes is not covered by insurance, but out of the ordinary repairs are. In health care this would mean that routine exams would not be covered, but surgery would be. For this to work there needs to be a change in the public's understanding of what insurance coverage for health care means, as well as the availability of low cost routine health care - I am not sure this will happen.
This is an area with a high degree of emotion and self interest and even 'class warfare' issues. The public debate will cause a shift in how we deal with health care; probably within the next 4 years.
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